Services · Serving All of Nevada

Insurance solutions across Nevada — personal, recreational, and commercial.

Hughes Insurance Agency is a Nevada insurance agency serving individuals, families, and businesses statewide. From a first renters policy to a fleet of work trucks and the trailer in the driveway, our insurance professionals structure the coverage, apply every discount you qualify for, and review it with you as your needs change — all under one team and one renewal calendar.

Every policy below is written and serviced by our team, with quotes returned the same business day.

Get a Free Quote (775) 900-3636

Property

Home Insurance

Wildfire-aware coverage and true replacement cost for Nevada homeowners.

Renters Insurance

Your landlord's policy covers the building — not your things, and not your liability. Renters coverage starts at a few dollars a week.

Bundled Policies

Home, auto, life, and umbrella under one roof — one team, one renewal date, and measurably lower total cost.

Vehicles

Auto Insurance

Cars and trucks covered for Nevada commutes, mountain passes, and everything in between.

Motorcycle Insurance

Coverage built for Nevada riding season — custom parts, gear, and the uninsured drivers who don't see you.

Recreational

Boat Insurance

Nevada lakes and reservoirs — coverage for the boat, the trailer, the tow, and the liability on the water.

ATV Insurance

Quads and off-road machines on Nevada BLM land, insured for damage, theft, and the liability that follows a rollover.

Side-by-Side Insurance

UTVs carry passengers, which changes the liability math entirely. Coverage for the machine, the cage, and everyone in it.

Camper Insurance

Truck campers and pop-ups: covered on the road, at the campsite, and while parked at home between trips.

Travel Trailer Insurance

Bumper-pull trailers insured for the tow, the site, full-timer use, and everything you keep inside.

5th Wheel Trailer Insurance

Big rigs with big values — replacement cost, full-timer liability, and coverage for the gear you haul with it.

Life & Wealth

Life Insurance

Term, whole, and universal policies that turn uncertainty into a plan.

Whole Life Insurance

Permanent coverage with guaranteed cash value — protection that never expires and builds equity while it protects.

Term Life Insurance

The most coverage per dollar, for the years your family needs it most — mortgage, kids, income replacement.

Umbrella Insurance

An extra $1M–$5M of liability sitting above your home and auto policies, for the claim that blows past normal limits.

Business

Commercial Insurance

General liability, property, and umbrella coverage for Nevada operators.

Commercial Auto Insurance

Trucks, vans, and work vehicles carrying your tools, your crew, and your reputation across Nevada.

Business Insurance

General liability, property, BOP, and workers' comp for Nevada businesses that can't afford a bad week.

Surety Bonds

Contract, license, and permit bonds for Nevada contractors and businesses — issued quickly so work can start on time.

Free quote

Not sure which policies you actually need?

Tell us what you own and how you use it. We'll tell you straight what to cover and what to skip.

Get a Free Quote Call (775) 900-3636